The wealthy are leaving the building. What's a "BRICS" anyway?


Romeo Razi, CPA

Mar 15th

😶The State of Washington just did a boo-boo.

The State of Washington, famous (among tax aficionados) just made a spectacular U-turn on one of their most coveted and prized policies: No State Income Tax.

The legislature has been asked to vote on a state income tax 10 times. Ten times they said "Nay."

Ten times, voters treated the idea like a bad Gen Z blind date. Declined politely, and ghost👻.

Then came March 10th, 2026. A date that will live in Seattleite tax infamy. They blinked. And passed their very first state income tax.

(The crowd goes wild… cough, cough, cough.)

Here are the deets:

The Millionaire's Tax
↳ 💸A 9.9% state income tax on annual income exceeding $1 million.
↳ 📅Effective January 1, 2028, with first filings due in 2029.
↳ 🚪Exclusions include real estate sales, qualified family-owned businesses, and certain retirement income including public pensions.

2025 Is the Opening Act, they are taxing everybody

↳ 🏢Washington's 2025 session included B&O tax increases, capital gains tax hikes, and estate tax increases.
↳ 📈A new 2.90% excise tax on long-term capital gains exceeding $1 million, retroactive to beginning of 2025
↳ ⚰️The estate tax rate climbs to 35% on estates valued at $9 million and above.
↳ 🎲In other words: your kids (and other heirs) do not pass Go. They do not collect $200.

🧾 Oh, And Your Services Are Now Taxable Too

↳ 📣That's right, effective October 1, 2025, some services are now going to have to collect and remit sales tax.
↳ 💻Newly taxable services include IT training, technical support, network operations, help desk services, security and investigation services, armored car services, and temporary staffing.
↳ 👗 And yes, fashion consultants. True story: my good friend who is a personal stylist had to file sales tax returns for flying into Washington and doing a gig.
↳ 🎤Live presentations, including lectures, seminars, workshops, and courses delivered in person or remotely, are now also subject to sales tax.

Translation: if you sell services in Washington and haven't updated your invoices yet, you going to be in "troubs".

What are the people to do?

Vote with your feet. Everyone else is.

Howard "Mr. Starbucks" Schultz, announced his departure from Washington on the same day the Millionaire's Tax passed. Forty-four years in Seattle. Gone. Whoosh.

He and his wife Sheri are bound to "The Sunshine State". He left a nice message for the State of Washington on LinkedIn, which if you read between the lines, says:

"Goodbye Washington, we are very, very, liberal with everything... except our wallets."

And he's not alone. Turns out, if you know how to make money, you also know when to move. Here are some others that have made similar treks:

Mark Zuckerberg - left California. Closed on a massive Miami-area estate. Zuck out.

Larry Page & Sergey Brin - the Google founders quietly moved entities out of California and terminated 15 related companies in the state, all before the January 1, 2026 wealth tax deadline. Timing, in life and business, is everything.

Peter Thiel - tiptoed his way out. Buying a Florida home in 2020, but only recently changing his voter registration.

Elon Musk - moved himself, SpaceX, and X to Texas. He didn't just leave. He issued a press release about it.

Larry Ellison - Oracle fled California for Texas, but realized it was still too close to California, and moved to Nashville, Tennessee. Country roads, with zero state income tax.

Washington & Cali saying, "Wait, this ain't fair?"

Remember, people who left Ireland because of the Great Potatoes Famine, weren't cowards or deserters. It's called "First Mover Advantage". Get with the program.

The Bottom Line:

Washington didn't just pass a tax. They passed a message, and their wealthiest residents heard it loud and clear.

And just as I mentioned in my last newsletter, the best tax strategy isn't always about deductions. Sometimes, it only has to be about zip codes.


🎯BRICS: "what the heck is even that?!"

In case you haven't noticed, the world has grown weary of the American dollar. And they are slowly unwinding U.S. Treasuries. Just like an investor off-loading his rental property, that was once in a nice area that turned ghetto.

And there is a new kid on the block, that's making it easier to do that: BRICS.

What even is BRICS?

🧱BRICS nations are Brazil, Russia, India, China, and South America. Back in 2009, these countries held their first summit, post GFC, to discuss getting away from the USD. In 2014, the developed their first bank. In 2025 they are up to 20 countries (10 core members, and 10 more partner countries).

↳ 👀Brazil, Russia, India, China, and South Africa (the OG five dissidents)
↳ 🏦Started in 2009, post-Global Financial Crisis, with one agenda: fewer dollars, please.
↳ 🏛️By 2014, they built their own bank. By 2025, they'd grown to 20 countries.
↳ 🌎That's nearly half the world's population under one umbrella.

And now they have their own currency

↳ ⚙️It's functioning, right now. Started January 2026 (but in beta mode).
↳ 🛢️Russa and India are trading oil in BRICS units
↳ 🌾China and Brazil are trading agricultural commodities in BRICS units
↳ 🤝Saudia Arabia and China are negotiating oil trading in BRICS units
↳ 📉China has gone from $1.3 Trillion in US Treasuries, down to $683B, in the last 12 years.

The dollar isn't dead. But it just got its first real competitor in 80 years.

🪙What's the heck is in a BRIC?

Each BRIC is made up of 40% gold, and evenly split among OG dissident's currencies:

↳ 🥇Physical Gold (40%)
↳ Brazilian Real (12%)
↳ Chinese Yuan (12%)
↳ Indian Rupee (12%)
↳ Russian Ruble (12%)
↳ South African Rand (12%)

Now you can see why all this gold has been going up the last couple of years.

Romeo, what do I do, can I get a BRIC?

Unfortunately, you can't walk into a Chase and open a 🧱BRICS account, yet (they plan on making it more public by 2028-2029).

But you're not helpless either. 🪙Gold is 40% of this currency. Smart money has been quietly stacking it for years. You may want to start getting a little, if haven't yet.

Also, you can also look at commodity-heavy ETFs in emerging market (but check with your Financial Advisor first). The point isn't to abandon the dollar. The point is to stop pretending it's the only game in town.

Ray Dalio talks about diversification, welcome to the newest version.


🏠 Housing Corner

Interest rates jumped the last couple of weeks. All the news is that housing's stagnant, and owners aren't lowering prices fast enough.

On top of that, POTUS meandering in the Middle East isn't instilling any confidence in the housing market back home.

💹

Interest Rates


6.43%

🏡 🏡 🏡
Inventory


705,663

🧊

Days on Market


126 days

Here's a quick list of the housing stats over the last 1 weeks:

🏠 Mortgage rates: 6.43% (up a quarter point)
📈 Inventory: 705,663 homes (up sellers, less buyers)
📉 Price reductions? 33.4% (overall pricing adjustments still going down)
💰 Median list price? $434,900 (but median prices going up)
🕰️ Days on market? 126 (moving a little quicker).


Market Highlights

Everything down. Appearantly markets don't like war.


~ S&P 500 $6,369 (-2.81%)

~ Nasdaq $20,948 (-4.16%)

~ BTC $66,468 (-5.75%)

~ Silver $68.90 (-1.48%)

~ Gold $4,489 (+0.40%)


🚨Upcoming Tax Deadlines you should be aware of:

🚨Two more weeks!

🗓April

  • 🏢April 15th - C Corporations (techies, I'm talking to you)
  • 🏢April 15th - Doomsday.
  • 🏢April 15th - 2026 Q1 Estimated Tax Payment due

🗓May

  • 🏢May 15th - Non-profit tax returns due.

What's been going on with your Favorite CPA

I went to go see Nine Inch Nails live last week. Trent Reznor can seriously put on a show at 60. I know 40-year-olds can't move like him.

Okay, enough fun, back to grinding❤️.


Check in with you guys in a few more weeks.

Romeo Razi, CPA

Taxedright.com

600 1st Ave, Ste 330 PMB 92768, Seattle, WA 98104-2246
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A weekly newsletter for people who want to understand money without needing therapy afterward. I cover accounting, tax, and finance the way they should be taught. Simple, sharp, and with a sense of humor. If knowledge is power, this one’s your caffeine shot.

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