💵Tax season's over, COVID Penalty Relief, taking some time off


Romeo Razi, CPA

April 22nd

💵Tax Season's over

Doom's day is behind us, and hopefully you filed your taxes on time (or filed an extension).

As you can imagine, I'm thrilled but there are a few out there that dread taxes so much that they manage to not file (you know, like forgetting to change your oil.)

I made video for those who forgot (cough, cough🤧) to file or extend their taxes.


Kwong vs USA. We win, IRS Losses...for now

A federal court just hammered the IRS, that they shouldn't have assessed penalties during 😷 COVID-19.

Last November, a taxpayer named Kwong, took it to the IRS by filing a petition in tax court which said he didn't owe penalties because of COVID-19.

Here's the history: Donald Trump (love him or hate him) declared the entire country a "Federal Disaster"💥, and legally froze tax deadlines from January 20, 2020, through July 10, 2023.

COVID was sooooo long ago nobody wanted to remember that the stock market was in free fall, the economy was on life support, and DC kept printing money.

And honestly, I can't blame you for wanting to forget about it, which is exactly what the 🏛️IRS did. They forgot about it and assessed penalties anyway.

⚖️ What this means for you, and your penalties

↳🚨Failure-to-file and failure-to-pay penalties that accrued between January 20, 2020, and July 10, 2023, may have been improperly assessed.
↳↩️You may be entitled to a refund or abatement of those amounts, even if you already paid them.

📋 What you need to do

↳🏛️Pull your IRS account transcripts and identify every penalty assessed during that window.
↳🧾File Form 843 (Claim for Refund and Request for Abatement) citing IRC § 7508A(d) and Kwong v. United States.
↳⚠️File even if you expect the IRS to deny it, filing a claim preserves your rights while the case works through appeals.

The deadline that cannot move

↳📥Most claims must be filed by approximately July 10, 2026.
↳📅That is roughly 90 days away.
↳🛠️This is not a drill.

The fine print is that the IRS is probably taking this to appeals (they just haven't yet.)

Which means if you apply for the refund, they will hold your claim until it goes through the courts.

I'll make sure to keep you up to date on how this goes.


🏠 Housing Corner

Housing is still stagnant. The number of mortgages with sub-3% rates are approximately ~12 million. That's 22% of all outstanding mortgage loans (that number is down from 33% in 2021).

Which means if you're sitting on one of those, you will be very reluctant to give it away.

💹

Interest Rates


6.40%

🏡 🏡 🏡
Inventory


743,006

🧊

Days on Market


56 days

Here's a quick list of the housing stats over the last 1 weeks:

🏠 Mortgage rates: 6.40% (gone down a little)
📈 Inventory: 743,006 homes (up sellers, less buyers)
📉 Price reductions? 34.65% (overall pricing adjustments still going down)
💰 Median list price? $445,000 (but median prices going up)
🕰️ Median days on market? 56 (down a bit, so things are moving).


Market Highlights - YEAR to DATE

Commodities are still killing it


~ S&P 500 $7,116 (+3.95%)

~ Nasdaq $24,542 (+5.59%)

~ Silver $78.43 (+11.08%)

~ Gold $4,750 (+9.43%)

BTC, a hedge against when the stock market goes up


~ BTC $78,823 (-9.83%)


🚨Upcoming Tax Deadlines you should be aware of:

🗓May

  • 🏢May 15th - Non-profit tax returns due.

🗓June

  • 🏢June 15th - 2026 Q2 Estimated Tax Payment due

🗓July

  • 🏢July 31st - 5500 Pension Tax Returns Due
  • Your 401k company handles that, unless you have a solo 401k

What's been going on with your Favorite CPA

I still miss him 🦴❤️


Check in with you guys in a few more weeks.

Romeo Razi, CPA

Taxedright.com

600 1st Ave, Ste 330 PMB 92768, Seattle, WA 98104-2246
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A weekly newsletter for people who want to understand money without needing therapy afterward. I cover accounting, tax, and finance the way they should be taught. Simple, sharp, and with a sense of humor. If knowledge is power, this one’s your caffeine shot.

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