πŸ‡°πŸ‡·South Korea got wrecked, Yen-Carry Trade for everyone, I've been on vacation...



Romeo Razi, CPA

Aug 17th

πŸ‡°πŸ‡· South Korea got wrecked!

If you were chillin' in Gangnam during the last few weeks, you learned the hard way that leverage doesn't get you laid (nor does it keep you solvent.)

In a place that is the center of plastic surgery and K-pop concerts, the Korean stock market figured out the hard way that multi-leveraged single-stock ETFs may be closer to economic Russian roulette than Warren Buffett–style investing.

πŸ“‰ The damage, by the numbers​
↳ 🩸 The KOSPI (it's like the NASDAQ but Korean) fell nearly 40% from its June peak in just over a month (after being up 41.5% in-dollar-terms year-to-date.)
↳ πŸ’₯ It shed roughly $2.18 trillion in market value across July 28 and 29 alone, with a plunge of up to 12.6%.
↳ πŸ₯Ά Korea went from the world's sixth-largest stock market to eleventh place and triggered its ninth circuit breaker of the year (yay! go team!)

What's caused this πŸ’₯mess anyway?

Leveraged single-stock ETFs are the culprit. They are a stock fund that mainly does two things:

  • Track the daily movement of a single company's stock,
  • Multiply that by 2x or 3x

So, if you put in a dollar in the fund, it gives you two or three times the upside or downside. But the main catch is the word daily: i.e. the fund resets its leverage every single day, which means it mechanically sells into weakness and buys into strength.

And over a choppy stretch you can be right about the stock and still bleed out like your grandmother's Kimchi.

🐜 The "ants" got stepped on
​
↳ 🍯 Korea approved 16 single-stock leveraged ETFs in May 2026.
↳ πŸ’Έ They grew from $3 billion at launch to roughly $9.1 billion, with about 92% of holders being retail.

πŸšͺ Foreigners left first and didn't stay for last call
​
↳ ✈️ Foreign investors pulled roughly 18.5 trillion won, (about $13 billion USD) out of Korean equities in July alone.
↳ 🌊 Cumulative foreign net selling reached about $81 billion in the first half of 2026.
​
🚧 The cleanup
​
↳ πŸ›‘ Regulators stopped approval of any new leveraged ETFs (too little to late Charlie).
↳ πŸ™ˆ The same regulator had approved those ETFs, then reportedly warned the government may have moved too quickly.
↳ πŸŒ€ Forced liquidation increased downside

Korean fintech 😎 influencers had meltdowns on live stream for two days. Never having lived through a downturn, they were left in complete shock of how all their paper money went up in paper smoke πŸ’¨.

Here's the thing about 2x: it works in both directions, and only one of them has a floor. A stock can go up forever. It can only go down 100% and leverage gets you there in half the time (just ask the defunct XIV index. Shoutout to Michael Green, CFA)

The short of it: 16 products. 60 days. An entire generation's down payment, reduced to a rounding error.

"Oppa Gangnam style", indeed.


πŸ‘Ά Scotty saves the Yen-Carry Trade (for the U.S.A., of course).

Scotty "too hottie" Bessent πŸ›οΈ sat down at Camp David with photographers in the room and a notepad on the table. The notepad said: "Buy Japanese Yen (JPY) $5-10 bil."

In other words, the current Treasury Secretary prefers to leak his intentions via legible stationery.

I know what you're thinking, this is currency manipulation.

Now let's keep it real. Currency intervention (manipulation to some) is a confidence trick in the technical sense, and confidence tricks work better when the mark can read the sign. And this isn't the U.S.A.'s first rodeo 🀠.

The last time the great powers convened to bully a foreign exchange rate into good behavior it took a hotel in New York and, two years later, a museum in Paris, and even then, the arrangement held only until it didn't (i.e. see the currency accords of 1985 & 1987).

What's changed this time is the motive. Washington did not buy yen out of affection for Tokyo (even though we all ❀️ love sushi!)

πŸ¦…Washington bought yen because Tokyo was sitting on a trillion dollars of our IOUs and had begun eyeing the exit ➜πŸšͺsign (imagine Japanese Snagglepuss: "exit, stage left").

For those who forgot:

πŸ’± What a carry trade actually is

↳ πŸͺ™ Borrow in a currency that costs nothing. Convert it. Buy something that makes you more money.
↳ πŸ•ΆοΈ Nobody can measure it exactly right, which is what makes it dangerous. Rough estimates put it near $500 billion at its peak
↳ πŸ–₯️ One of my favorite portfolio managers online, Michael A. Gayed, CFA, has been talking about the implosion of the Yen-Carry trade for a few years (for those who know: Few.)

🧨 The positioning was extreme
​
↳ πŸ“Œ Global hedge funds held 125k contracts betting against the yen, roughly $9.5 billion
↳ πŸ”Ί That was near the June peak, the highest since 2007.
↳ πŸ‡―πŸ‡΅ The yen had touched 163.73 to the dollar, its weakest in roughly 40 years.

🀝 The intervention
​
↳ πŸ“œ Japan's finance ministry confirmed a coordinated yen-buying intervention with the U.S. Treasury, citing excessive volatility and disorderly movements.
↳ πŸ•°οΈ First joint U.S.–Japan operation to buy yen since 1998.
↳ πŸ‡ͺπŸ‡Ί The New York Fed, acting for Treasury, reportedly sold euros to buy yen.
​
πŸ›οΈ The real motive: our own bond market

↳ πŸ”— Japan won't hike rates because its debt load makes higher rates a domestic debt-servicing crisis.
↳ 🧾 Which leaves selling something else, and Japan holds roughly $1.14–1.19 trillion in Treasuries, the largest foreign holder by a wide margin.
↳ πŸ“ˆ The 30-year Treasury yield had already spiked to 5.24%. Defending the yen the old way risked breaking our bond market instead of theirs

Keeping in real

So no, Mr. Scotty didn't save the yen-carry trade. He only temporarily saved the next Treasury auction.

And that's the tell of a good con. When a government has to buy a foreign currency to keep foreigners from selling its own debt, the problem was never the exchange rate.

Bessent might have bought time. However, no one has yet figured out how to buy solvency.


🏠 Housing Corner

Doesn't look like housing is crashing any time soon. Unfortunately, this may be the new normal

πŸ’Ή

Interest Rates


6.83%

🏑 🏑 🏑
Inventory


871,063

🧊

Days on Market


63 days

Here's a quick list of the housing stats over the last 1 weeks:
​
🏠 Mortgage rates: 6.83% (same-ish)
πŸ“ˆ Inventory: 871,063 homes (way up on sellers, less buyers)
πŸ“‰ Price reductions? 41.68% (more people lowering their prices)
πŸ’° Median list price? $445,000 (same)
πŸ•°οΈ Median days on market? 63 (same-ish)

​

Market Highlights year to date

Tech and S&P are up


~ S&P 500 $7,774 (+13.56%)

~ Nasdaq $26,742 (+15.06%)

Gold is break even-ish


~ Gold $4,484 (+3.30%)

BTC & Silver are the losers YTD


~ BTC $64,032 (-26.74%)

~ Silver $66.51 (-5.79%)

​

🚨Upcoming Tax Deadlines you should be aware of:
​
​30 Days away!

πŸ—“Sept

  • Sept. 15th - 3rd Quarter Estimated Tax Due
  • Sept 15th - S-Corporation &LLC partnership Tax Returns Due (extenders)

πŸ—“Oct

  • Oct. 15th - Individual Tax Returns due (extenders)

πŸ—“Nov

  • Nov. 15th - Non-Profit Tax Returns due (extenders)
​

What's been going on with your Favorite CPA

​

Sorry I've been late with this one (about a month out).

I was busy visiting friends in the DC area and Dmitry decided to go explore Alaska.

​IRSResolutionServices.com has been chugging along, and we have some wins in the bank, and few more big wins coming down the pipe!


Talk to you guys a in few weeks ❀️

Romeo Razi, CPA

​Taxedright.com​

​

600 1st Ave, Ste 330 PMB 92768, Seattle, WA 98104-2246
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