🤖AI going on, Bitcoin dying, New stuff I'm up to



Romeo Razi, CPA

June 7th

🤖AI, AI, AI, everywhere!

🧠 AI is everywhere, I know because I myself have fallen victim to the Nouveau-Développeur syndrome, a.k.a. Vibe Coding (more on that later).

And I'm not the only one. Wall Street aficionados keep asking, "if your company isn't leading with AI, do you even have a company?"

🎰 To me, this whole AI-thing is reminiscent of the late 90s dot com boom-and-bust, and all the big AI companies are all going for the IPO-jugular. Anthropic (who created the precious Claude.AI) recently made their filing with the SEC, which means they intend to IPO.

🚀 But it's not only them. SpaceX (owner of Grok.AI) is getting ready to IPO, and so is Open AI (well.....maybe).

💀 People may be throwing shade on Open AI, because they lost market share and are late to the IPO game, but the real test was never who IPO's first, it is only who becomes "Google" and who will be left as the ashes of "Yahoo!".

But what do "the people" think?

My friends, I present to you the people:

Apparently I'm not the only one that thinks the valuation vs revenue is a little cray, cray.

Don't get me wrong, AI will definitely change the world, and if you don't start using AI, you will be toasted (just like people who tried to hold out on not needing the internet). But it all still seems a little frothy for my tastes....at least for now.


😭Crypto is having a moment. Not the good kind.

🚀 BTC (my old friend), why are you doing us like this?

In case you missed the crypto news this week, BTC is down roughly 28% YTD 📉, ETH is having an even worse time, and the people who were supposed to be the true believers are starting to act 😅 nervous.

📰 This weeks Crypto news highlights

🏷️ Michael Saylor Finally Blinked

↳ 🪙 The man who staked his entire reputation on BTC being "digital gold" sold 32 of them.
↳ 😬 That's 0.004% of Strategy's holdings. To be fair, it's a rounding error, but the market treated it like founding fathers pawned the Liberty Bell.
↳ 📉 The disclosure triggered a cascade: $7 billion in leveraged positions liquidated, $3.2 billion in ETF outflows, and BTC cratering from ~$72,840 to below $62,000 in a single week.
↳🚜 Not a good look for the man from Nebraska.

💻 ETH Is Having an Existential Crisis

↳ 📊 ETH is down approximately 47% YTD. Briefly losing its #2 crypto ranking to Tether's USDT. Yes, a stablecoin outranked Ethereum (i.e. score 1 for the luddites, 0 for the farmers).

↳ 🐋 A wallet linked to ETH co-founder Joseph Lubin (not Vitalik, the other guy) moved 110,000 ETH ($170M) after sitting dormant for over three years.

↳ 🤔 The official story: it was collateral posted to defend a $259 million DAI loan. That is essentially a margin call in slow motion. Neither Lubin nor Consensys said a word publicly. Make of that what you will.

🏦 Where the Money Is Actually Going

↳ 🤖 BTC capital is quietly rotating out of crypto and into AI infrastructure. Remember when I said, "if your company isn't leading with AI, do you even have a company?".

↳ 📈 The S&P just hit a record high, and the AI boom has added $19 trillion in market cap over the last 12 months to the top 50 public companies alone.

↳ 🤯 That's 13x the value of Bitcoin and every other crypto combined. That's right. If you take all Crypto values of all token together and multiply that time 13, you get the AI market cap increase in the last year. Let that sink in.

↳ 🌌 Keep in mind, that this isn't a regular sector rotation. This is a once-in-a-generation gravitational event. The kind that doesn't ask you for permission, doesn't care if you recalibrate, and certainly doesn't wait for you to rebalance.

🧾What's this mean for your crypto portfolio?

Hopefully, you didn't go all-in on crypto.

I personally put in enough for some exposure, but not enough to lose sleep over if it goes to zero. Clearly not a trading strategy, just some adult risk management with a side of humility. 👀 I understand that position sizing isn't sexy. But neither is explaining to your accountant why you owe taxes on gains you no longer have.

😬The real people getting hurt right now aren't the ones who bought a little Bitcoin out of curiosity. They're the ones who confused conviction with concentration.

Remember, Charlie Munger once said that men go broke From "Ladies, Liquor, and Leverage". And unfortunately, too many people over-leveraged Crypto with confidence.

As the elitist Bored-Apers used to say, "NGMI".


🏠 Housing Corner

Inventory is up by close to 10K more homes for sale. Must be the summer sale.

💹

Interest Rates


6.78%

🏡 🏡 🏡
Inventory


806,198

🧊

Days on Market


56 days

Here's a quick list of the housing stats over the last 1 weeks:

🏠 Mortgage rates: 6.78% (up 10 bps)
📈 Inventory: 806,198 homes (up sellers, less buyers)
📉 Price reductions? 37.54% (more people lowering their prices)
💰 Median list price? $450,000 (same)
🕰️ Median days on market? 56 (same).


Market Highlights - YTD

Tech and S&P are up overall


~ S&P 500 $7,383 (+7.86%)

~ Nasdaq $25,709 (+10.62%)

Gold Broke Even


~ Gold $4,354 (+0.29%)

BTC and Silver not so hot.


~ BTC $61,752 (-29.36%)

~ Silver $68.02 (-3.69%)


🚨Upcoming Tax Deadlines you should be aware of:

🗓June

  • 🏢June 15th - 2026 Q2 Estimated Tax Payment due (1 week left)

🗓July

  • 🏢July 31st - 5500 Pension Tax Returns Due
  • Your 401k company handles that, unless you have a solo 401k

What's been going on with your Favorite CPA

Me and my friend Dmitry started a new company that focuses strictly on IRS Resolution.

We've been having fun building out our new platform and services. This is completely separate from my regular tax practice. As some of you may know, I a not taking on any new regular tax work, but I am working on IRS Resolution work.

Our new venture is in it's opening stagings, and here's where we are so far:

🤝 Manual for now, by design. We're keeping the service hands-on while we learn what actually works before automating it.

🆓 Free Notice Decoder is live. Head to irsresolutionservice.com, paste your IRS notice, and get an instant plain-English breakdown with an action plan attached. No CPA jargon, no billable hours, no fear. Just answers.

🔐 IRS API access, still in the trenches. This is the one that changes everything: pulling official transcripts automatically from the IRS instead of doing it by hand like it's 1987. However, the IRS has walls. But we're not worried, we have 🪏shovels. We're pushing through.

🤑 CPA affiliate network is taking shape. A handful of CPAs have already agreed to send leads our way in exchange for affiliate commissions. The details are being finalized. Translation: the grown-up version of "we're almost there."

So if you know anyone with IRS issues, please send them to our website.


Check in with you guys in a few more weeks.

Romeo Razi, CPA

Taxedright.com

600 1st Ave, Ste 330 PMB 92768, Seattle, WA 98104-2246
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A weekly newsletter for people who want to understand money without needing therapy afterward. I cover accounting, tax, and finance the way they should be taught. Simple, sharp, and with a sense of humor. If knowledge is power, this one’s your caffeine shot.

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