Unemployment hits a four-year high, Missing GOV Reports, Market Highlights


Romeo Razi, CPA

Nov 23rd

📛Unemployment just hit a four-year high

So much for the "soft landing" fantasy that J Powell kept whispering (honestly, I almost feel bad for him... almost).

To be fair, I can't say I'm shocked. J Powell has been moonlighting as a magician channeling his inner "David Copperfield': sleight of hand over here, missing jobs report over there.

Here's what happened in plain English: the BOL (Bureau of Labor Statistics) says that unemployment is 4.4%.

Sounds mild, until you realized that this is the worst it's been in years (and remember, their unemployment math is based on formulas last updated when Blockbuster was still a growth stock.)

Now normally, we would look at the monthly CPI and Jobs Reports for clues, but....

👀CPI? Jobs Reports? Anyone? Bueller?

Yeah, they’re not being released.

Official excuse: “Federal shutdown delayed them.”

Translation: “The data’s ugly and we’d rather you not see it right now.”

🧠 Romeo, what's the plan?

Here are some of the things I've seen clients do in the past during times of recession and uncertainty:

💸 Hiring? Slow it down.
↳ Focus on flexibility. Part-time contractors > full-time employees.

📉 Revenue softness? Start trimming early.
↳ Don’t wait until you’re bleeding cash to cut back.

🧾 Review your financials like a hawk.
↳ Scrutinize every line. Missing details now, become expensive regrets later.

🔍 Run your KPIs and ratios.
↳ Watch churn, receivables, and client payments like a hawk.

Don’t panic. Just prep.

Because if the lights go out, the smart ones have a flashlight, with backup batteries ready.


🏠 Housing Corner

Inventory keeps going down, and days on market keep going up.

💹

Interest Rates


6.37%

🏡 🏡 🏡
Inventory


817,297

🧊

Days on Market


121 days (3+ months)

Here's a quick list of the housing stats over the last 2 weeks:

🏠 Mortgage rates: 6.37% (down a few more bps)
📈 Inventory: 817,297 homes (down 13k in the last week)
📉 Price reductions? 40.9% (same-ish)
💰 Median list price? $425,000 (down another $2,900)
🕰️ Days on market? 121 (+3 days)


Market Highlights - Year to Date Numbers

Time to see how the year has ended up so far:

Market was flat this week


~ S&P $6,813 (+0.21%)
~
NASDAQ $23,276 (+0.43%)
~
BTC $86,414 (-0.97%)

Commodities telling a story


~ Silver $58 (+98.31%)
~ Gold $4,255 (+61.08%)

Silver went up almost 100% this year =

The world is worried about USA's debt.

fdsaf


What's been going on with your Favorite CPA

In case you're wondering why I didn’t send anything out last week, it was because I was stuck at a tax conference all week.

📍Yes. A real, in-person, multi-day event complete with fluorescent lighting, stale coffee, and thrilling tax topics like: What is the OBBBA?” and “Why influencers still can’t deduct their shoes.” 👠🚫

The average attendee age? Somewhere between “early retirement” and “already embalmed.”

Still, I had a lovely time sitting in a classroom relearning things I mostly already knew, then fighting my way through the F1 construction chaos to escape the Planet Hollywood's lovely mosaic parking garage.

On the bright side: one of the event organizers handed me a free parking pass, so I didn’t get slapped with the $20-$35 daily garage fee.

I’ll take it as a win (a reminder to always celebrate the small things.) 🥂


This week is Thanksgiving week, so my office is closed.

Happy Turkey Day everyone! ❤️

Romeo Razi, CPA

Taxedright.com

113 Cherry St #92768, Seattle, WA 98104-2205
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A weekly newsletter for people who want to understand money without needing therapy afterward. I cover accounting, tax, and finance the way they should be taught. Simple, sharp, and with a sense of humor. If knowledge is power, this one’s your caffeine shot.

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